One of the biggest causes of stress is financial difficulties, as they can quickly pile up and leave a person feeling completely helpless. When collection notices and collection calls are unending, it can seem as if there isn’t relief in sight, but there are options that can help a person regain control of their finances. A Chapter 7 Bankruptcy Attorney in Tallassee AL can help a person get out from under their debt and offer support through each step of the process. Here is a quick look at the services they provide.
The first step is to submit a petition to the person’s county of residence to file for the bankruptcy. The petition will need to include all of the person’s debts and assets, and a lawyer can help by making sure that all of a person’s debts are listed by conducting credit checks and lien verifications. The person filing should be honest about any money they may have or may expect to receive, as hiding this information can cause them to be charged with bankruptcy fraud.
Once the petition has been filed, the creditors of the person should be contacted. A Chapter 7 Bankruptcy Attorney in Tallassee AL will send all of them letters stating the intention to file for bankruptcy, and this will prevent them from continuing to call or collect on a debt and will provide the person with nearly instant relief. It is illegal for a creditor to attempt to collect a debt that is in bankruptcy proceedings, and any occurrence should be reported to an attorney.
The last step is to appear in court before a judge. They will review the filing and determine if the person meets the minimum statutes to qualify for bankruptcy. The person will be sworn in and asked a series of questions. An attorney can help prepare a person for a court hearing, and support them if they are asked a question that they are not sure how to answer.
No one has to live with the stress of debt. If a person is considering bankruptcy, they should contact the law offices of Courtney & Mann LLP. They have helped hundreds of people get out from under debt, and provide support with every step of the process.
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