When people think about workers’ compensation insurance coverage, they typically think about something that is mandated by the federal government. Even though the federal government requires employers to have this sort of insurance coverage for their employees, they don’t provide or subsidize it. That means that an employer will get this type of coverage from a private insurance company.
Identifying the Problem
When people have problems with a compensation claim, it isn’t always a problem with the workers’ compensation insurance program. The problem is typical because an individual is dealing with a private insurance company. Private insurance companies are there to pay out claims when necessary, but the fewer claims they pay, the more money appears on their end of the year ledger. That is why insurance companies are extremely bullish when it comes to paying.
Consulting with a Lawyer
In situations where an individual has reasonably filed a workers’ compensation claim yet that claim has been rejected by an insurance company, it may be a good idea to speak with a workers’ compensation lawyer in Nassau County, NY. This consultation may prove that the insurance company had a good reason for denying the claim. However, there are many viable claims that get denied all the time. Sometimes, to convince the insurance company to change their mind, the services of an attorney may be necessary.
There are some cases that are fairly cut and dry, and simply hiring an attorney can help to effectively change an insurance company’s mind. However, the attorney may have to negotiate with the insurance company to reach a fair settlement. There are those instances where the attorney will have to go to court, but both the workers’ compensation lawyer in Nassau County, NY nor the insurance company wants to see this happen, so typically, there is enough motivation to reach an agreement.
If you’re facing a stubborn insurance company that is questioning every aspect of your workers’ compensation claim, it may be time to bring in an attorney. If you’d like to learn more about how an attorney can help you in this situation, you may want to contact the Law Office of Steven R. Smith directly, or, if it is more convenient, you can click here
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