A person who is filing a large insurance claim after an accident may want to hire an Insurance Claim Attorney in Gig Harbor to make sure nothing goes wrong during the process. Insurers understandably do not want to pay large amounts of compensation if they are not completely sure there is no fraudulent activity occurring on the part of the claimant.
Avoiding Undermining the Case
Small, unintentional actions on the part of the claimant can result in long delays and outright denials. For example, a well-meaning person who wants to be cooperative with a claims adjuster might admit that he or she had a back injury several years ago. That could result in the insurer deciding the recent accident did not cause a new injury. An Insurance Claim Attorney in Gig Harbor generally advises clients not to speak with insurance company representatives unless the lawyer is present or able to participate in a conference call.
Negotiations
In a large majority of cases, the person does not have to file a lawsuit to convince the insurer to respond appropriately. The lawyer works on the case through negotiation processes, sometimes sending and receiving correspondence numerous times in the efforts to reach an agreement.
Types of Compensation
The injured person may worry about having to pay legal fees for an attorney, but that concern must be weighed against the possibility of receiving much less compensation than would the case otherwise. An individual may be able to file a claim for medical expenses, property damages, and lost wages after a car accident but find it problematic to demand compensation for other aspects.
What other factors can insurers be expected to pay for? An attorney with a firm such as the Law Offices of Anthony C. Otto may include an amount for an intangible aspect, such as emotional trauma. There is obviously no invoice for the insurer to view, but psychological trauma after a serious accident can be very real. The injured person will likely need verification from a licensed psychologist or a psychiatrist to confirm that the emotional impact of the accident is having an ongoing negative effect on this person’s life. Learn about us or get more information here.
